DMCI Homes Promos 2026 | Rent-to-Own & Deals | UncleKris
🔥 Live Now — Updated September 2026

Every Active DMCI Homes
Promo, In One Place

Third Quarter Deals, rent-to-own, 5% move-in financing, and up to 20% off select communities — plus dedicated promos at eight individual projects. See exactly which properties qualify and what to do next.

13
Active Promos
20%
Biggest Discount
55+
Properties Covered
₱0
Agent Fee to Buyers

Site-Wide Promos

Available across many properties — check the qualifying list on each card
Site-Wide · Memo PD-26-07-031Ends Oct 31, 2026

Modified Third Quarter Deals

Two ways to structure your downpayment on almost any active DMCI Homes project this quarter — pick the discount or the lighter monthly.

12% DPover 32 or 36 months
  • Sep 1–Oct 31, 2026: Straight Up 32 — 12% DP / 32 months + 1% discount (nearly all projects), or Straight Up 36 — 12% DP / 36 months, no discount (5 specific projects below).
  • Balance 88% via bank or in-house financing. Discounts apply to units only; not combinable with regular discounts.
36-Month (No-Discount) Tier — Qualifying Properties

The 32-month discount tier is available at nearly every other active project, including Mulberry Place and Sonora Garden Residences — browse RFO or browse Pre-Selling. Not applicable at Anissa Heights, Fortis Residences, Kalea Heights, Moncello Crest, One Delta Terraces, One South Drive, Solmera Coast, or The Valeron Tower — these have their own dedicated promos below.

Valid Aug 1 – Aug 31, 2026 (Third Quarter Deals), then Sep 1 – Oct 31, 2026 (Modified Third Quarter Deals) · DMCI memo PD-26-07-031.

RFO Move-In · Memo PD-26-05-028Ends Nov 30, 2026

5% Downpayment Move-In

The lightest entry cost of the year on any ready-for-occupancy home — move in this year for just 5% down.

5% DP95% balance via bank financing
  • Downpayment payable over 12 months; balance financed through Chinabank or BPI only.
  • Selected buildings get a 4% discount; all other RFO buildings get 2% off under the same terms.
Selected Buildings (4% Off)

All other Ready for Occupancy properties qualify for the 2% tier — browse all RFO properties →

Valid June 1 – November 30, 2026 · DMCI memo PD-26-05-028.

Rent-to-Own · Memos PD-26-06-014 + PD-26-06-020Ends Sep 30, 2026

Home Advance — Rent-to-Own

Not ready for full bank financing yet? Move into your purchased unit now and lease it while your balance is processed.

Move In Nowpay your balance later
  • Qualify by completing 4 months of downpayment (in advance or monthly).
  • Move-in cost: 1 month advance + 2 months security deposit + utility deposit. PMO turnover fees free.
  • Up to 6 months of free association dues depending on lease length.
24 Qualifying Properties

Valid July 1 – September 30, 2026 · DMCI memos PD-26-06-014 (base program) & PD-26-06-020 (Legacy Projects inclusion).

Project-Exclusive Promos

One-of-a-kind offers unique to a single development
Mulberry Place · Memo PD-26-07-039Ends Oct 31, 2026

Mulberry Place — Taffeta & Zephyr

Up to 5% off at two of Mulberry Place's newest buildings, tiered by your downpayment.

Up to 5%off, 15% DP tier
  • 12% DP → 1% discount, until RFO.
  • 15% DP → 5% discount, until RFO.
  • Applies to Taffeta (HRB) and Zephyr (MRB) buildings only.

Valid Aug 1 – Oct 31, 2026 · DMCI memo PD-26-07-039 (extends PD-26-05-033).

Fortis Residences · Memo DMC EDVI-26-08-003Ends Sep 30, 2026

Fortis Residences — Special Promo

Two payment structures on Makati's most exclusive DMCI address, minimum 20% downpayment.

2% OFFor 1% off + 10-month DP extension
  • Option 1: 2% special discount, standard DP schedule.
  • Option 2: 1% discount + 10 additional months on your DP period.

Valid Sep 1 – 30, 2026 · DMC EDVI-26-08-003.

Sonora Garden Residences · Memo RDPVI-26-07-004Ends Oct 31, 2026

Sonora Garden Residences — Promo Renewal

Two payment structures on all Sonora Garden units — pick the bigger discount or the shorter DP period.

Up to 2%off, 24-month DP tier
  • Sep 1–Oct 31, 2026: 12% DP / 32 months + 1% discount, or 12% DP / 24 months + 2% discount.
  • Applies to all units. Balance 88% via bank or in-house financing.

Valid Sep 1 – Oct 31, 2026 · DMCI memo RDPVI-26-07-004.

One South Drive · Memo PD-26-08-016Ends Sep 30, 2026

One South Drive — 2% Special Discount

A straightforward markdown on Baguio's premier DMCI leisure address — no downpayment tier required.

2% OFFall launched units
  • Applicable to all launched units.
  • Not applicable to parking slots.
  • Balance via Cash, In-House, or Bank Financing.

Valid Sep 1 – 30, 2026 · DMCI memo PD-26-08-016.

Site-Wide · Standard payment termsCurrent term sheet

The Standard Downpayment-Tier Ladder

The "1% discount" you see quoted beside a 12% downpayment is not a promo — it is the bottom rung of DMCI's standard downpayment ladder, and there are three rungs above it.

1% → 6%off, by downpayment size
  • 12% DP → 1% off · 30% DP → 4% off · 40% DP → 5% off · 50% DP → 6% off
  • The downpayment term is now 32 months at almost every project. It was 36 months before the September 2026 memo.
  • These are the standard terms, available at most active projects — a project-exclusive promo may replace or stack on top of them, and each project card below says which.
  • Discounts apply to the unit only; parking is transacted separately.

Per-project terms are read from DMCI's current price and term sheet — the same source the computation tool uses.

Oak Harbor Residences · Spot DPLive — Sep 2026 term sheet

Oak Harbor Residences — Spot DP Discounts

The higher your spot downpayment, the bigger the markdown — and it stacks on top of the standard downpayment-tier discount.

Up to 9%off, at a 50% spot downpayment
  • 20% Spot DP → 4% off · 30% Spot DP → 6% off · 40% Spot DP → 7% off
  • 50% Spot DP → 9% off · Cash term → 4% off
  • Totals shown include the standard tier discount the add-on stacks onto (4% at 30%, 5% at 40%, 6% at 50%).
  • Applicable to units and parking slots (if purchased together).

Reported expired 31 Aug 2026 under memo PD-26-07-033; carried forward on DMCI's September 2026 term sheet. Confirm the current memo at reservation.

Moncello Crest · Memo PD-26-07-013Ends Oct 31, 2026

Moncello Crest — 15% DP Payment Term

A lighter downpayment option across every Moncello Crest building, Condotel and Residential alike.

15% DPunits only, any building
  • Applies to all Moncello Crest buildings — both Condotel and Residential.
  • Applicable to any inventory released during the promo window.
  • Balance via Cash, In-House, or Bank Financing.

Valid Aug 1 – Oct 31, 2026 · DMCI memo PD-26-07-013.

Kalea Heights · Memo PD-26-07-020Ends Sep 30, 2026

Kalea Heights — 15% DP + 3.5% Off

A dedicated discount on top of the regular Kalea Heights discount — plus 308 new Leia (Building A) units just released.

3.5% OFFon top of the regular discount
  • 15% DP, 85% balance.
  • 3.5% discount on top of the regular discount (per PD-19-09-026) — units only.
  • Balance via Cash, In-House, or Bank Financing.

New: 308 additional Leia (Building A) units released — pricelist effective Aug 10, 2026 (memo PD-26-07-029). Standard 30% DP terms apply to the new release.

Promo valid Aug 1 – Sep 30, 2026 · DMCI memo PD-26-07-020.

Promo Questions, Answered

What DMCI Homes promos are currently active?

As of September 2026, active promos include: the Modified Third Quarter Deals (12% downpayment over 32 months with a 1% discount, or over 36 months with no discount, through Oct 31), the 5% Downpayment RFO Move-In Promo (until November 30), Home Advance Rent-to-Own (until September 30), the Legacy Projects 20% Special Discount (until November 30), and project-exclusive promos at Mulberry Place (until Oct 31), Fortis Residences (until Sep 30), The Valeron Tower (until Sep 30), Sonora Garden Residences (until Oct 31), One South Drive (until Sep 30), Oak Harbor Residences (until Aug 31), Moncello Crest (until Oct 31), and Kalea Heights (until Sep 30).

Can DMCI Homes promos be combined?

It depends on the promo. Regular discounts and certain launch discounts can generally be combined, but most special promo discounts (Third Quarter Deals, RFO move-in discount, Legacy Projects 20% discount, and most project-exclusive promos) are not stackable with each other or with regular discounts — the best applicable discount is applied per your approved payment terms. Oak Harbor Residences is a confirmed exception: its spot-DP discount stacks on top of the regular RFO discount. Ask Kris to confirm exactly which promo gives you the best deal.

Which promo gives the biggest discount?

The Legacy Projects Special Discount offers the single largest markdown at 20% off, available at select legacy communities until November 30, 2026. For move-in-ready homes with minimal upfront cash, the 5% Downpayment RFO promo has the lowest entry cost. For buyers not ready for full financing yet, Home Advance lets you move in and rent while paying down your unit.

How do I know which promo applies to the specific unit I want?

Each promo above lists its qualifying properties, but final eligibility depends on the specific unit, tower, and payment structure you choose. Use the Computation Sheet to see exact numbers for your unit, or message Kris directly with your preferred project — he'll confirm which promo (or combination of standard terms) gives you the best deal.

Not sure which promo fits you?

Send Kris your budget and preferred project — he'll match you to the best current DMCI Homes promo and walk you through the exact numbers, free of charge.

Get Matched to a Promo →

Home Advance · Rent-to-Own

How Home Advance
actually works

Home Advance is not a “rent first, buy later” arrangement. The purchase happens first; the occupancy happens second. You sign a Reservation Agreement and then a Contract to Sell on that exact unit, in your name, before any move-in conversation starts — so every peso of your downpayment is equity in your purchase, not a credit held aside to be applied later if something gets approved. You are the owner from Day 1, not a tenant hoping to become one. Per-property monthly lease rates are on each property page.

How to pre-qualify — complete 4 months downpayment

Option 1 · Spot

Pay the 4 months downpayment in one go to qualify right away. This advance is not subject to any extra discount and your schedule stays as-is.

Option 2 · Monthly

Pay your downpayment monthly as scheduled. You qualify for Home Advance availment after your 4th monthly payment.

Lease terms

  • Minimum lease contract: 6 months.
  • Lease end aligns with your bank drawdown or balance due date; a pro-rated rate may apply.
  • Required upon lease: 1 month advance + 2 months security deposit + utility deposit.
  • Unit warranty is served upon acceptance of the leased unit.
  • Move-In Cash-Out = 1 month advance rental + 2 months security deposit + a ₱12,500 one-time utility deposit. PMO turnover fees (joining fee and water service deposit) are free under the promo.

Free association dues by lease length

  • 6 months1 month free
  • 7–12 months2 months free
  • 13–18 months3 months free
  • 19–24 months4 months free
  • 25–30 months5 months free
  • 31 months & up6 months free

All terms enjoy free PMO turnover fees.

Straight about the lease: under Home Advance you do sign a lease, and the monthly Home Advance rate is not credited to your purchase price — it buys you occupancy of a unit you already own on paper, years before the bank drawdown. Compare that with any arrangement where you lease first and the purchase is a separate, later decision that is subject to approval.

Promo validity: July 1 – September 30, 2026 · per DMCI memo PD-26-06-014. Lease rates are indicative and based on unit bedroom type and size; final figures are confirmed at reservation. Talk to Kris Chavez (UncleKris) to avail.

Frequently Asked Questions

Questions buyers ask

Which DMCI Homes promo gives the biggest discount?

The Legacy Projects Special Discount offers the single largest markdown at 20% off, available at select legacy communities until November 30, 2026. For move-in-ready homes with minimal upfront cash, the 5% Downpayment RFO promo has the lowest entry cost. For buyers not ready to pay full price yet, Home Advance lets you move in and rent while paying down your unit.

What DMCI condos are ready for occupancy in Metro Manila?

DMCI Homes Ready for Occupancy (RFO) properties in Metro Manila include: Alder Residences (Taguig), Allegra Garden Place (Pasig), Mulberry Place (Taguig), The Aston Place (Pasay), The Atherton (Parañaque), Cameron Residences (Quezon City), Fairlane Residences (Pasig), Kai Garden Residences (Mandaluyong), Prisma Residences (Pasig), Satori Residences (Pasig), Sonora Garden Residences (Las Piñas), The Camden Place (Manila), The Crestmont (QC), The Orabella (QC), and The Oriana (QC). Contact Kris Chavez for current availability.

What is the difference between RFO and pre-selling DMCI condos?

Ready for Occupancy (RFO) units are fully built and can be moved into after completing purchase requirements (typically 30–90 days). Pre-selling units are purchased before or during construction, offering lower prices and flexible downpayment terms but requiring a 2–5 year wait. RFO suits buyers who need immediate occupancy; pre-selling suits investors seeking maximum appreciation.

Can I move into a DMCI RFO unit immediately after buying?

Not immediately — you can move in after completing all purchase requirements: fully paying the downpayment (or lump sum), securing bank or in-house financing, submitting all documents, and passing the unit inspection. This typically takes 30–90 days from contract signing. Kris Chavez guides you through every step.

Are RFO DMCI condos more expensive than pre-selling units?

Generally yes — RFO DMCI units are priced higher than pre-selling because you pay a premium for immediate occupancy. Pre-selling units can be 10%–25% cheaper than their RFO counterparts. However, RFO eliminates construction risk and allows you to see the actual unit before buying.

What are the benefits of buying a Ready for Occupancy DMCI condo?

Benefits include: (1) Move in or lease out immediately for rental income; (2) See the actual unit before committing; (3) No construction risk; (4) Faster process — no 2–5 year wait; (5) Immediate capital appreciation potential. Ideal for OFWs, investors targeting rental yield, and end-users who need a home now.

What is the DMCI 5% downpayment RFO promo for 2026?

For reservations from June 1 to November 30, 2026, DMCI Homes' ready-for-occupancy buildings offer a 5% downpayment payable over 12 months, with the 95% balance through bank financing — available via Chinabank and BPI only (memo PD-26-05-028). Selected buildings, including Cypress Towers, Illumina Residences, Royal Palm Residences, Tivoli Garden Residences, and Willow Park Homes, carry a 4% discount; all other RFO buildings carry a 2% discount under the same terms.

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