Transform life's precious moments into cherished experiences — a Modern Artisanal community where time moves at a pace you choose.
Set on a sprawling 28,607-square-meter estate in the master-planned Acacia Estates, Alder Residences is DMCI Homes' Modern Artisanal community — four high-rise buildings of 17–18 residential levels each (Andea, Manzuria, Oregon and Sylvan) wrapped around landscaped gardens, a resort pool with water slides, and a dedicated co-working space.
Now Ready for Occupancy, with 15 units left on the September 2026 DMCI list — every one of them a two-bedroom, 64.5–67 sqm from ₱9,294,000. SM Aura Premier is 3.18 km, Market! Market! 3.49 km, UP BGC 3.62 km and St. Luke's Medical Center BGC 4.36 km.
Alder Residences sits along Banyan Road in Acacia Estates, Taguig — a quiet enclave with quick access to the metro's premier business, retail, and school districts.

A full suite of leisure, fitness, and family amenities — anchored by a swimming pool with water slides and a modern co-working space.
Two-bedrooms only on the current list. DMCI built 2BR, 3BR and 4BR at Alder and its published full price range still runs to ₱21,178,000 — but on the September 2026 availability list there are 15 units and every one is a two-bedroom. The three- and four-bedroom plans below are shown for reference; none is available to reserve.
Live availability · September 2026
There are 15 units on the current DMCI availability list for Alder Residences. Units are spread across 3 buildings: Manzuria, Oregon, Sylvan. Turnover dates on the current list run from September 2024 to December 2025. Everything below is taken from that list, not from a brochure — areas and prices are as issued, and are confirmed again at reservation.
| Unit type | Available | Area | Price range | Per sqm |
|---|---|---|---|---|
| 2BR | 15 | 64.5 – 67 sqm | ₱9,294,000 – ₱10,170,000 | ₱138,910 – ₱151,791 |
Availability moves daily and this list is a snapshot — the units open right now are confirmed on enquiry. Prices are the developer’s list prices before any promo discount; closing fees are exclusive and parking is transacted separately. Ask for the live list below, or run your own numbers on the computation sheet.
Compute a unit at Alder Residences →Location · Banyan Road, Acacia Estates
Alder Residences sits on Banyan Road inside Acacia Estates — DMCI's own master-planned community in Taguig, off the Bicutan side of the city rather than the BGC side. That distinction is the whole character of the address: you are inside a gated estate with its own supermarket and shuttle, twenty minutes from BGC rather than in it.
Daily life happens inside the gates. SM Savemore Acacia Estates is 360 metres away, Taguig City Hall 0.86 km, Puregold Taguig 0.94 km and Medical Center Taguig 1.12 km. DMCI runs a van shuttle service from the estate, which on a site this far from a main road is not a garnish.
The BGC belt is a short drive rather than a walk. SM Aura Premier is 3.18 km and Market! Market! 3.49 km; UP Bonifacio Global City is 3.62 km, International School Manila 3.87 km and The British School Manila 4.07 km, with S&R BGC at 4.28 km and St. Luke's Medical Center BGC at 4.36 km. For a household with children in the BGC international schools, that cluster is the reason to be here rather than the reason not to be.
Further out: Manila Golf and Country Club 4.34 km, SM City Bicutan 4.71 km, Rizal Medical Center 4.75 km, University of Makati 4.83 km and Newport City 5.50 km. NAIA Terminal 3 is 5.94 km.
| Landmark | Category | Approx. distance |
|---|---|---|
| SM Savemore Acacia Estates | Retail · in-estate | 0.36 km |
| Taguig City Hall | Civic | 0.86 km |
| Puregold Taguig | Retail | 0.94 km |
| Medical Center Taguig | Medical | 1.12 km |
| SM Aura Premier | Retail | 3.18 km |
| Market! Market! | Retail | 3.49 km |
| Treston International College | School | 3.55 km |
| University of the Philippines – BGC | School | 3.62 km |
| Philippine Navy Golf Club | Leisure | 3.72 km |
| International School Manila | School | 3.87 km |
| Taguig City Hospital | Medical | 3.89 km |
| The British School Manila | School | 4.07 km |
| Manila Japanese School | School | 4.15 km |
| S&R Membership Shopping – BGC | Retail | 4.28 km |
| Manila Golf and Country Club | Leisure | 4.34 km |
| St. Luke's Medical Center – BGC | Medical | 4.36 km |
| SM City Bicutan | Retail | 4.71 km |
| Rizal Medical Center | Medical | 4.75 km |
| University of Makati | School | 4.83 km |
| Colegio de San Agustin | School | 5.15 km |
| Newport City (Resorts World) | Business hub | 5.50 km |
| MRT-3 Guadalupe Station | Transport | 5.68 km |
| NAIA Terminal 3 | Airport | 5.94 km |
| NAIA Terminal 1 | Airport | 7.14 km |
Distances as published by DMCI Homes on the Alder Residences project page. Straight-line approximations — actual travel time depends on route and traffic.
Acacia Estates is a car estate. The nearest rail is MRT-3 Guadalupe at 5.68 km and there is no walkable alternative; the estate shuttle helps but it runs on a timetable, not on demand. Everything out of here funnels onto the same estate road and then into Taguig's southern traffic. If you commute daily without a car, this address will wear you down.
It is also genuinely suburban in feel. That is the appeal for a family — gates, greenery, a supermarket you can walk to, schools a short drive away — and the drawback for anyone who wants to walk out to a restaurant strip. There is nothing to walk to but the estate itself.
If you want to be inside BGC rather than near it, Fortis Residences is the DMCI address in Makati and Mulberry Place is the other option in this same estate — larger inventory, but pre-selling until 2027–28. If your budget stops short of ₱9.29M, The Oriana and Allegra Garden Place both sell finished two-bedrooms for less.
Mulberry Place is the other DMCI community in Acacia Estates — same developer, same master-planned estate, the same roads in and out. It is the comparison that actually decides this purchase, and on the September 2026 availability list both are now selling two-bedrooms.
| Comparison | Alder Residences | Mulberry Place |
|---|---|---|
| 2BR units available | 15 | 417 |
| Floor area range | 64.5 – 67 sqm | 57.5 – 73 sqm |
| Entry price | ₱9,294,000 | ₱8,728,000 |
| Top of the list | ₱10,170,000 | ₱11,539,000 |
| Median price per sqm | ₱145,015 | ₱153,339 |
| Cheapest unit | Sylvan 804 · 64.5 sqm · ₱144,093/sqm | Zephyr 404 · 57.5 sqm · ₱151,791/sqm |
| Turnover | Ready now — handed over 2024–2025 | June 2027 – October 2028 |
| Home Advance rent-to-own | Yes — it is finished | No — pre-selling towers do not qualify |
Alder's floor area is ₱145,015 per square metre against Mulberry's ₱153,339 — about 5.4% less — and Alder is finished while every Mulberry two-bedroom on the list turns over between June 2027 and October 2028.
Unit for unit the gap is clearer still. Mulberry's cheapest two-bedroom, Zephyr 404, is 57.5 sqm at ₱8,728,000. Alder's cheapest, Sylvan 804, is 64.5 sqm at ₱9,294,000. ₱566,000 more buys seven more square metres, a lower rate per square metre, and keys now instead of in late 2028. If you are paying rent while you wait, three years of it closes that gap on its own.
What Mulberry has is choice: 417 two-bedrooms against Alder's 15, in a wider size range and starting lower. If your budget stops below ₱9.29M, or you want a specific floor, orientation or building, Alder simply may not have it — there are fifteen units and no more coming.
Figures computed from the September 2026 DMCI availability list. Median price per square metre is the median across every publishable available two-bedroom at each property, before any promo discount. Both estates qualify for the Modified Third Quarter Deals; only Alder, being finished, qualifies for Home Advance rent-to-own.
The units · four towers on 28,607 sqm
| Building | Residential levels | Basement parking | Units available now |
|---|---|---|---|
| Sylvan | 18 | 2 levels | 11 |
| Oregon | 18 | 2 levels | 3 |
| Manzuria | 18 | 2 levels | 1 |
| Andea | 17 | 2 levels | — none |
Building levels as published by DMCI Homes. Unit counts from the September 2026 DMCI availability list. Note that DMCI classifies Alder as High Rise Condominiums — at 17–18 residential levels these are not mid-rises.
Fifteen units, and every one is a two-bedroom. Fourteen are 67 sqm and exactly one is 64.5 sqm. Prices run ₱9,294,000 to ₱10,170,000. Sylvan holds 11 of the 15, Oregon 3, Manzuria 1, and Andea none at all.
This is the tail of a sold-out project, not a release. DMCI completed and handed Alder over between 2024 and 2025, and the turnover dates on the remaining units run September 2024 to December 2025 — all in the past. There is no next building and no new phase.
Per square metre the fifteen units run ₱138,910 to ₱151,791, with a median of ₱145,015 — a 9.3% spread. With one plan size doing almost all the work, the interesting question is not which layout but which unit.
₱13,000 more than the cheapest unit buys 2.5 more square metres. Sylvan 804 is the outright cheapest at ₱9,294,000 — but it is the single 64.5 sqm unit, so it works out at ₱144,093/sqm. Sylvan 510 is 67 sqm at ₱9,307,000, or ₱138,910/sqm — the cheapest floor area in the community, for thirteen thousand pesos more. Unless you specifically want the smaller plan, 510 is the better buy by every measure.
At the other end, Manzuria PH14 — the only Manzuria unit and the only front unit facing south-west — is ₱10,170,000, or ₱151,791/sqm, the dearest floor area on the estate. It is a penthouse-level unit, which is what you are paying the 9% premium for. Everything between is Sylvan and Oregon stock clustered tightly between ₱139,000 and ₱146,000 a square metre.
Against the neighbouring estate, Alder's floor area is the cheaper of the two. ₱145,015/sqm here against ₱153,339/sqm at Mulberry Place, on the same Acacia Estates address — and Alder is finished while every Mulberry two-bedroom turns over between June 2027 and October 2028.
Eleven of the fifteen are rear units facing south-west, three are rear units facing east, and one — Manzuria PH14 — is a front unit facing south-west. The east-facing Oregon units get morning light and are cool by afternoon; the south-west rear units take the later sun, which the Lumiventt Sky Patio cut-throughs in DMCI's building features are there to mitigate. On an 18-storey building surrounded by low-rise estate housing, the upper south-west floors are the ones with the long view.
Every building has two basement parking levels. Parking is transacted separately from the unit; on a car-dependent estate this far from rail, budget for it.
Amenities · the honest read















The amenity core is genuinely large. Three pools — lap, leisure and kiddie with water slides — a play court, a children's play area, a picnic area, a tree court and a jogging and biking path, on a 28,607 sqm estate shared by four buildings. This is the opposite of the tight urban towers elsewhere in the DMCI catalogue: there is room here, and DMCI used it.
The van shuttle service. On an estate 5.68 km from the nearest rail, a scheduled shuttle is a real piece of infrastructure rather than an amenity-list item. Ask what the current timetable is — it changes.
A co-working space, and Sky Patios that work. The co-working room matters on an estate where the commute is the weak point. And DMCI lists Sky Patio (Lumiventt Technology) in Alder's building features — the two-storey cut-throughs that move air across the floor plate, which on an 18-storey building surrounded by open estate is doing real work.
It is finished, and that unlocks Home Advance. Rent-to-own is only available on completed properties. Mulberry Place, across the estate, cannot offer it until 2027 at the earliest.
“Minutes from BGC” is a car claim. BGC's schools and hospital are 3.6–4.4 km, which is ten minutes at 6am and considerably longer at 7:30. There is no train and the estate has one way out.
“Pool water slides” is a kiddie-pool feature — a short slide into the shallow basin, as at every DMCI project. Good for a five-year-old, irrelevant to anyone else.
The amenity list counts the same central space several times. Landscaped gardens, tree court, picnic area, open lawn and pool deck are parts of one amenity core, not five separate places. It is a good core; count it once.
The Laguna de Bay view belongs to some units, not the estate. DMCI's own aerial photography shows the water in the distance, and it is real from the upper floors on the right side of the building. Ask which way a specific unit faces and go and look before you price it in.
Drop-off area · playcourt · children's play area · entertainment room · game room · kiddie pool · lap pool · leisure pool · main entrance gate · picnic area · Sky Promenade · reception lobby · Sky Patio · amenity core · open lounge · Sky Lounge · snack bar · 24-hour security · convenience store · fitness gym · gazebo/cabana · grill pits · jogging and biking path · landscaped gardens · laundry station · lounge area · perimeter fence · pool deck · pool shower area · pool water slides · CCTV provision · standby electric generator · co-working space · tree court · van shuttle service · water feature · water station.
Building features: fire alarm and automatic sprinkler system, fire cabinets, fire exits, garbage rooms, landscaped atriums, Sky Patio (Lumiventt Technology), mailbox area, parking space, passenger elevators, CCTV provision, reception lobby, intercom system, and provisions for CATV, metered utility and phone line. All as published by DMCI Homes.
Alder Residences, Allegra Garden Place, and The Oriana's North Tower are all finished, occupied DMCI communities on the same 12% downpayment terms. Here's the cheapest available 2-Bedroom from each, side by side — and where Alder actually wins and loses against the other two.
| Comparison | Alder · Sylvan 804 | Allegra · Soraya 309 | Oriana North · North 508 |
|---|---|---|---|
| Floor area | 64.5 sqm | 55 sqm | 54.5 sqm |
| List price | ₱9,294,000 | ₱7,748,000 | ₱7,244,000 |
| Price per sqm | ₱144,093 | ₱140,873 | ₱132,917 |
| Monthly × 32 months | ₱33,566 | ₱27,827 | ₱25,956 |
| Bank amortization (20 yrs, est.) | ₱70,267 | ₱58,579 | ₱54,768 |
| HomeAdvance move-in cash-out | ₱59,000 | ₱50,000 | ₱57,500 |
| Turnover | RFO Dec 2025 | RFO Jul 2024 | RFO Apr 2026 |
| 2BR units available | 15 (only type left) | 403 (of several) | 626 (of several) |
Alder's 2-Bedroom is the biggest of the three by a wide margin — 64.5–67 sqm against 55 and 54.5 — which is why it carries the highest list price and the highest price per sqm. If floor area is what you're optimizing for, this is the one.
What it doesn't have is depth of inventory. 2-Bedroom is the only unit type Alder still has open for reservation, and there are 15 units left, full stop. Allegra and Oriana North both still carry Studio-through-3BR selection behind their 2-Bedroom listing. If Alder's floorplan doesn't fit your budget or headcount, Allegra's lower price per sqm and Oriana's lowest move-in cash-out are both live alternatives on the same 12% terms.
Figures use each property's lowest-priced available 2-Bedroom as of this page's build date, on 12% downpayment / 32 months / 1% discount / ₱30,000 reservation. HomeAdvance rent-to-own terms are per DMCI Memo PD-26-06-014, valid through September 30, 2026, and apply to all three properties — The Oriana's South Tower is excluded.
As a Ready-for-Occupancy property, Alder lets you skip the wait — settle in immediately while enjoying a flexible payment runway.
Alder Residences qualifies for DMCI Homes’ 5% downpayment promo — a ready-for-occupancy home with the lightest entry cost of the year.
| Promo Term | Discount | DP Period | Financing |
|---|---|---|---|
| 5% DP · 95% balance thru bank financing | 2% OFF | DP payable in 12 months | Chinabank & BPI only |
For reservations from September 1 to October 31, 2026, spread your 12% downpayment over 32 months with a 1% discount on your unit under the Modified Third Quarter Deals.
Full promo terms, memo references and validity dates — including which properties qualify for which tier — are on the promos page. Final figures are confirmed at reservation.
Three ways into the same unit at Alder Residences. The 5% low spot downpayment is the lightest entry cost of the year — and it hands the bank ₱553,449 more to carry, which at an indicative 8.5% over 20 years works out to about ₱4,803 more every month, or roughly ₱1,152,710 more paid over the term. Home Advance keeps the smaller loan, carries the lightest monthly downpayment of the three, and is the only one that gets you into the unit before the bank releases anything.
You own the unit from Day 1 on all three — the Home Advance lease buys occupancy of a unit already in your name, not a chance to buy it later. The full three-way breakdown, computed on a real unit →
Alder Residences qualifies for the DMCI Homes Home Advance (Rent-to-Own) program. Move into your unit and lease it while you complete payment — instead of waiting for full bank financing.
| Unit Type | Approx. Size | Monthly Lease | Move-In Cash-Out* |
|---|---|---|---|
| 2-Bedroom | 64.5–71.5 sqm | ₱15,500 | ₱59,000 |
| 3-Bedroom | 84.5–100 sqm | ₱19,500 | ₱71,000 |
| 3-Bedroom | 101–121 sqm | ₱22,500 | ₱80,000 |
| 4-Bedroom | 140–160 sqm | ₱26,500 | ₱92,000 |
*Move-In Cash-Out = 1 month advance rental + 2 months security deposit + ₱12,500 one-time utility deposit. PMO turnover fees (joining fee + water service deposit) are FREE under the promo.
How Home Advance works — the 4-month pre-qualification, lease terms, and the free association dues by lease length — is set out in full on the promos page.
Promo validity: July 1 – September 30, 2026 · per DMCI memo PD-26-06-014. Lease rates are indicative and based on unit bedroom type & size; final figures are confirmed at reservation. Talk to Kris Chavez (UncleKris) to avail.
Talk to Kris Chavez — your DMCI Accredited Agent — for the complete price list, unit availability, and a free personalized consultation.
Tap below for a free, personalized property match — Kris replies within 5–10 minutes.
Get My Free Property Match →Keep Looking
Official developer listing: Alder Residences on dmcihomes.com
Frequently Asked Questions
Alder Residences is on Banyan Road inside Acacia Estates, Taguig City — DMCI's master-planned estate off the C-6 / Bicutan side of Taguig. SM Savemore Acacia Estates is 360 metres away inside the estate, Taguig City Hall 0.86 km, Puregold Taguig 0.94 km and Medical Center Taguig 1.12 km. SM Aura Premier is 3.18 km, Market! Market! 3.49 km, UP Bonifacio Global City 3.62 km, International School Manila 3.87 km, The British School Manila 4.07 km and St. Luke's Medical Center BGC 4.36 km. The nearest rail is MRT-3 Guadalupe at 5.68 km, and NAIA Terminal 3 is 5.94 km.
Yes. All four buildings are complete and handed over — the units still on the availability list carry turnover dates from September 2024 to December 2025, all now in the past, and DMCI has publicly announced the project's completion. Because it is finished, Alder qualifies for DMCI's Home Advance rent-to-own scheme, which the pre-selling towers at neighbouring Mulberry Place do not.
Two-bedrooms only. All 15 units on the September 2026 DMCI availability list are 2-Bedroom: fourteen at 67 sqm and one at 64.5 sqm, priced from ₱9,294,000 to ₱10,170,000. They sit across three of the four buildings — Sylvan has 11, Oregon 3 and Manzuria 1. The Andea building has no units on the current list. DMCI built 2BR, 3BR and 4BR here and its published full price range still runs to ₱21,178,000, but no three- or four-bedroom is available to reserve.
Two-bedrooms run from ₱9,294,000 to ₱10,170,000 on the September 2026 DMCI availability list, across 15 available units of 64.5 to 67 sqm. Per square metre that is ₱138,910 to ₱151,791, with a median of ₱145,015. Those are DMCI list prices before any promo discount; closing fees are exclusive and parking is transacted separately.
Sylvan 510 — 67 sqm at ₱9,307,000, or ₱138,910 per square metre, the cheapest floor area in the community. It is only ₱13,000 more than the outright cheapest unit, Sylvan 804, which is 64.5 sqm at ₱9,294,000 and ₱144,093 per square metre. In other words ₱13,000 buys you 2.5 more square metres and a 3.6% lower rate per metre. Sylvan 804 is the only 64.5 sqm unit left; every other available unit is 67 sqm.
Per square metre, yes. On the September 2026 availability list Alder's two-bedrooms have a median of ₱145,015/sqm against Mulberry Place's ₱153,339/sqm — about 5.4% less, on the same Acacia Estates address. Unit for unit: Mulberry's cheapest two-bedroom is Zephyr 404, 57.5 sqm at ₱8,728,000 (₱151,791/sqm); Alder's cheapest is Sylvan 804, 64.5 sqm at ₱9,294,000 (₱144,093/sqm). So ₱566,000 more at Alder buys seven more square metres, a lower rate per metre, and keys now — every Mulberry two-bedroom on the list turns over between June 2027 and October 2028. What Mulberry has instead is choice: 417 two-bedrooms against Alder's 15, starting lower and in a wider size range.
Because the rest has sold. Alder Residences has 15 units left, all 2-Bedroom, across the Manzuria, Oregon and Sylvan buildings — no Studio, 1-Bedroom, 3-Bedroom or 4-Bedroom is on the September 2026 list, and the Andea building has nothing on it at all. The project was completed and handed over between 2024 and 2025, and what remains is the tail of the inventory rather than a fresh release. There are fifteen units and no more coming.
All three are finished DMCI communities on the same 12% downpayment terms. Alder's cheapest 2BR is Sylvan 804 — 64.5 sqm at ₱9,294,000, or ₱144,093/sqm. Allegra Garden Place's is Soraya 309 — 55 sqm at ₱7,748,000, or ₱140,873/sqm. The Oriana North Tower's is North 508 — 54.5 sqm at ₱7,244,000, or ₱132,917/sqm. Alder's two-bedroom is the biggest of the three by roughly ten square metres, which is why it carries the highest price and the highest rate per metre. What it lacks is depth: 15 units and one unit type, against 403 two-bedrooms at Allegra and 626 at The Oriana, both of which still offer studio-through-3BR selection.
Four high-rise buildings — Andea at 17 residential levels, and Manzuria, Oregon and Sylvan at 18 each, all over two levels of basement parking — set on a 28,607 sqm estate. Of the 15 units still available, Sylvan holds 11, Oregon 3 and Manzuria 1; Andea has none. DMCI's building features include Sky Patio (Lumiventt Technology), the two-storey cut-throughs that let air cross the floor plate.
A lap pool, leisure pool and kiddie pool with water slides, a pool deck and shower area, an amenity core, a play court, children's play area, picnic area, tree court, landscaped gardens, jogging and biking path, grill pits, gazebo and cabana, plus a fitness gym, game room, entertainment room, open lounge, snack bar, co-working space, reception lobby and a Sky Promenade, Sky Lounge and Sky Patio at the upper levels. There is also a convenience store, laundry station, water station, 24-hour security with CCTV, a standby generator and a van shuttle service from the estate.
Yes. Alder Residences qualifies for DMCI Homes' 5% downpayment promo (memo PD-26-05-028), valid for reservations from June 1 to November 30, 2026: pay just 5% down over 12 months with a 2% discount, and finance the 95% balance through Chinabank or BPI bank financing. DMCI's selected buildings list (Cypress Towers, Illumina Residences, Royal Palm Residences, Tivoli Garden Residences, Willow Park Homes) carries a higher 4% discount under the same terms.
Through October 31, 2026, Alder Residences qualifies for the DMCI Homes Modified Third Quarter Deals (memo PD-26-07-031): a 12% downpayment spread over 32 months with a 1% discount on the unit, with the 88% balance payable via bank or in-house financing. On the ₱9,294,000 entry unit that works out at about ₱33,566 a month after a ₱30,000 reservation fee. The special discount applies to units only and cannot be combined with regular discounts.
Yes. Alder Residences qualifies for DMCI Homes' Home Advance (Rent-to-Own) program, so you can move in now and pay your balance later instead of waiting for full bank financing. Monthly HomeAdvance lease starts at PHP 16,000 for a 2-Bedroom. To pre-qualify you complete 4 months of downpayment, either paid in advance or monthly (qualifying after the 4th payment). Promo validity July 1 to September 30, 2026, per DMCI memos PD-26-06-014 and PD-26-06-020. Note that this is only possible because Alder is finished — the pre-selling towers at Mulberry Place cannot offer it.
At Alder Residences the monthly HomeAdvance lease rate for a 2-Bedroom — the only unit type currently available — is from PHP 16,000/month, with a one-time move-in cash-out of PHP 59,000. That cash-out is 1 month advance rental plus 2 months security deposit plus a PHP 12,500 utility deposit; PMO turnover fees (joining fee and water service deposit) are free under the promo. Minimum lease is 6 months.
A reopened unit is previously sold inventory returned to the availability list after a sale falls through — a buyer withdraws, or financing is not approved. They are usually reinstated at their original contract price, which is why they can price below newer stock that has been adjusted upward since launch. They appear and disappear without notice and there is normally only one of any given layout, so if a reopened unit suits you it is worth acting on the same week. Ask Kris for the current reopened list rather than relying on any page, including this one.
You are the buyer from Day 1. Home Advance at Alder Residences is not a rent-first arrangement — you reserve and sign a Contract to Sell on that specific unit before any occupancy begins, and every peso of your downpayment is equity in that purchase. The unit leaves the market the day you reserve and your price is locked at your contract price. There is no later conversion step and no separate approval needed to make you an owner, because you already are one; the only approval remaining is the bank loan on the balance, which every buyer on every payment term goes through. The Home Advance lease covers occupancy of a unit you have already bought while the balance is processed for bank drawdown, and that lease payment is not credited to the purchase — your ownership runs on the downpayment, in parallel.
On Sylvan 804, a 64.5 sqm 2BR at Alder Residences listed at ₱9,294,000: the 12% spot downpayment asks ₱1,115,280 in one payment and leaves a bank loan of ₱8,178,720. The 5% low spot downpayment needs ₱65,450 to start and ₱35,450 a month for 12 months, but leaves a bank loan of ₱8,652,714. Home Advance needs ₱63,566 to start and ₱33,566 a month for 32 months, and leaves the smallest bank loan of the three at ₱8,096,933 — about ₱4,823 a month less than the 5% route at an indicative 8.5% over 20 years. Final figures are confirmed at reservation.